“Losing money is a choice.”
It’s your money … let us help you keep it!
Request Your Complimentary
Sound Money Second Opinion
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On-Demand Educational Seminars
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“We work for clients, not companies.”

At Brown Financial Advisors, LLC, we embrace our role as an advocate for our clients, always acting with your best interest in mind. While many financial services professionals focus on products, our experience shows your needs are best met by focusing on processes, strategies, and most importantly, people. Using a holistic approach to financial planning, our team of registered investment advisors partner with CPAs, CFAs, legal, insurance and mortgage professionals to provide a comprehensive and coordinated method that helps ensures your plan integrates all aspects of your financial picture. Again, we believe this coordinated effort among investments, income, legacy, insurance, tax, mortgage and Social Security maximization provides for a “SOUND MONEY” retirement and the security of multi-generational wealth.

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“In any successful relationship, TRUST is essential. When looking for a financial advisor, you deserve to know how we operate so you can make an informed decision about working with us.  An Independent Registered Investment Advisor has a fiduciary responsibility to act in your best interest. After all, you spend your working life building assets … our job is to show you how to get the most out of them during retirement!
It is your money … let us help you keep it!”

Greg Brown
President & Founder
Brown Financial Advisors, LLC

The Sound Money Process
What to expect during your Complimentary Sound Money Second Opinion:

Diagnosis: Our team starts by understanding your situation.

  1. Discuss your concerns and goals
  2. Review initial finds and recommendations
  3. Prioritize your financial objectives

Treatment: Then we recommend an appropriate strategy.

  1. Implement your customized plan in phases
  2. Quarterly educational events for all clients
  3. Monitor your progress on an ongoing basis

OUR Role – To give you clear and balanced information.
We will present the Pros and the Cons of every idea we discuss.

YOUR Role – To choose which direction you wish to go.
Your job is to give your feedback as a clear “Yes” or “No” with each step taken.

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Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn’t have to be! Listen in to learn more about creating a reliable and long-term retirement and download your complimentary Retirement Income Toolkit.

Your Retirement Income Toolkit provides you with information to help make sound decisions and build a retirement on a solid foundation that will stand the test of time.

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Our process is based on three colors of money:
REDYELLOW and GREEN

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Red Money

RED MONEY is Risk Money (market-based), usually in the stock market. It can go up, it can go down, and it can even go sideways. Hopefully, your money will be there when you need it, but you never really know for sure – it is “Hope So” Money. While all investments do have a risk of loss, there is a better Red Money solution. Our Free Market Funds utilize a Nobel Prize winning, scientific approach that is designed to manage risk, reduce costs, lessen volatility and enhance returns.*

Yellow Money

YELLOW MONEY is similar to Red Money and may contain some of the same investments, but benefits from professional management which can make a big difference. Yellow Money could include a portfolio designed to generate income, control volatility, focus on growth or anything in between.

Green Money 

GREEN MONEY is Safe Money (market-linked), and fully insured. You know it will be there when you need it, and you will know, at a minimum, what it is worth. GREEN MONEY is “Know So” Money. It is backed and guaranteed by insurance companies and financial institutions that focus on safe investments.**

*Many of our Free Market Fund Solutions are based upon the Nobel Prize winning research of Markowitz, Sharpe and Miller.

**Guarantees are subject to the claims paying ability of the issuing insurance company.

Greg Brown
President and Founder

Greg and his team know and understand the serious consequences that occur when people fail to receive biased advice in their best interest. For this reason, Greg has founded Brown Financial Advisors, LLC, an independent registered investment advisory firm to legally and ethically act in a fiduciary capacity. As an RIA full-service advisor, Greg provides a variety of investment related financial services and also maintains several insurance licenses to help clients with tax-free or tax-reducing concepts and other life insurance concepts. Greg is also the host of “The Sound Money Investment Show” on 55KRC.

Client Services

Investment Planning

retirement

At Brown Financial Advisors, LLC, you’ll receive investment and portfolio management services, through our partnership with third-party money managers, based on a personalized approach. Our Sound Money investment strategy is designed based on your long-term investment goals of preserving principal, maximizing income and accumulating assets. The co-advisors we partner with offer portfolios tailored to your individual investment goals, desired return objectives, risk tolerance, time horizon, cash requirements and tax situation.

When you partner with us, you’ll have access to the “Sound Money” Vault, a virtual safe deposit box to store important documents and memories with an internet-based tool offering a comprehensive view of your complete financial picture. All of your information remains safe and secure with the convenience of being accessible 24/7.

Income, Legacy & Insurance Planning

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Your financial situation and needs change during each stage of life, including your retirement years. Together, we will help establish a plan that recognizes your asset accumulation, protection and income planning objectives, including Social Security maximization. This will help you safely navigate your retirement path and ensure your wealth is appropriately transferred to future generations by preserving principal while recognizing your individual goals through our comprehensive services.

As an independent firm working for you, we are not limited to a handful of products or providers as required by some companies. We offer the industry’s best available free market investments, traditional fixed annuities, fixed indexed annuities, life insurance and long-term care solutions, with access to nearly every insurance carrier available.

Tax Planning

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Perhaps the most impactful piece of retirement planning is determining your current and future tax liability and developing strategies to minimize the amount of taxes you pay in retirement. Tax planning can have a large impact on the amount of wealth you will be able to transfer to your heirs. We will help ensure your retirement plan takes full advantage of available tax credits and deductions to ensure you and your heirs are maximizing wealth for generations to come.

Our licensed tax professionals partner with a team of seasoned CPAs to offer tax planning, advisory, preparation and filing services. Receive proactive advice on tax reduction strategies based on income, expenses, individual needs and goals so you can minimize year-to-year tax liabilities, and build a solid foundation for a lifetime of tax savings.

Seminars

Join us for a complementary dinner presentation near you! Scroll down to register!

Radio

Listen to “The Sound Money Investment Hour”, Sundays at noon on 55KRC.

Educate

Our educational videos showcase several areas of the financial industry’s finest areas. Watch now!

Register For An Upcoming Seminar

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Please check back again soon.

Meet Our Team

Gregory Brown
President & Founder
Brown Financial Advisors, LLC

Greg is President and Founder of Brown Financial Advisors, LLC and Brown Insurance & Tax Advisors, LLC and has worked closely with our clients for over 12 years. Greg has been promoting excellence in long-range planning strategies and performance measurement. Greg assists our clients to develop the appropriate investment strategies given risk tolerances and long-term goals. He enjoys collaborating with clients to craft comprehensive financial strategies that align planning needs and financial resources to meet long-term investment objectives. Greg hosts “The Sound Money Investment Show” on 55KRC THE Talk Station.

James Borth
Financial Advisor & Tax Consultant
Brown Financial Advisors, LLC

James is a Financial Advisor who works closely with our clients in dealing with tax-related questions, providing tax advice and preparation services through Brown Insurance & Tax Advisors, a separately held company. James holds several insurance licenses to help clients with Medicare Supplement and Advantage plan selections. James has been with Greg Brown for over 12 years. He is a frequent contributor and co-host of our “Sound Money Investment Show” on 55KRC THE Talk Station.

Barry Parnell
Financial Advisor
Brown Financial Advisors, LLC

Barry is a Financial Advisor who works with our clients to help them meet their long-term financial goals by designing financial investment and income planning strategies that best meet their investing style towards meeting their overall investment vision for success. As an investment advisor, Barry provides a variety of investment-related financial services and he maintains several insurance licenses to help clients with tax-free and tax-reducing retirement and other life insurance concepts. Barry has been with Greg Brown for over four years and is a frequent contributor and co-host of our “Sound Money Investment Show” on 55KRC THE Talk Station.

Julie Kirby
Client Services Coordinator
Brown Financial Advisors, LLC

Julie is our Client Service Coordinator responsible for the administration of scheduling new and existing accounts. Julie has been with Brown for three years and her responsibilities include establishing new accounts, title changes, statement inquiries, IRA distributions, general transfers and all other administrative concerns connected with managing our accounts.

Alex Brown
Client Services Support
Brown Financial Advisors, LLC

Alex is a member of our Client Service Support team and works closely with Julie in the administration of new and existing accounts, preparation of portfolio reviews, client contact and assists with the day-to-day operations and support of our client base. Alex has been with Brown for several years and is preparing to become a financial advisor with our firm in the near future.

Nick Brown
Client Services Support
Brown Financial Advisors, LLC

Nick is a member of our Client Service Support team and works closely with Julie in the administration of new and existing accounts, record retention, client contact and assists with the day-to-day operations and support of our client base. Nick is the most recent addition to our staff.

Strategic Alliances

Wayne Schmidt, CFA®
Chief Investment Officer
Gradient Investments, LLC

Wayne brings over 30 years of institutional investment experience in assisting the private clients of Brown Financial Advisors, LLC who use Gradient Investments as their co-advisory firm. During his tenure at AXA Investment Managers, Wayne served as senior portfolio manager for the U.S. Investment Grade Fixed Income Team. As the lead portfolio manager, he managed $9.5 billion of fixed income assets with a variety of mandates ranging from aggregate, corporate and government bond portfolios.

Michael Binger, CFA®
Senior Portfolio Manager
Gradient Investments, LLC

Mike has over 29 years of institutional investment experience to the private clients of Brown Financial Advisors, LLC who use Gradient Investments as their co-advisory firm. He has extensive experience working directly with financial advisors designing and actively managing portfolios. Mike has invested through numerous market and economic cycles giving him a  vast level and depth of experience in this industry. He spent more than 20 years at Thrivent Financial where he managed numerous equity funds through various economic cycles.

Mariann Montagne, CFA®
Senior Investment Analyst
Gradient Investments, LLC

Mariann has worked with both institutional and high net worth clients for over 25 years. She now brings this experience to the private clients of Brown Financial Advisors who use Gradient Investments as their co-advisory firm. Her expertise includes company and industry sector analysis, risk monitoring and portfolio management in both the equity and fix income markets. Mariann is highly attuned to economic and market conditions and has extensive experience selecting individual stocks, ETFs and mutual funds.

Nick Stovall, CPA/PFS
Founder and President
Stovall & Associates, Ltd.

With over 20 years of experience, Nick brings decades of private industry accounting, public accounting, business taxation, IRA taxation, technical taxation, tax law, and tax policy knowledge to the private tax clients of Brown Financial Advisors, LLC who work with our affiliated tax service. With an in-depth knowledge of the financial services industry and understanding of the complex demands of diverse business settings, he provides an invaluable perspective on the intricate relationships between tax and business issues.

Education Videos

Roth Conversion

Income Planning

Fixed Indexed Annuities

Legacy Planning

Our Locations

Main Office

964 State Route 28
Milford, OH 45150
P: 513.575.9654
F: 513.575.9656
T: 888.307.8514
E: info@brownfinancialadvisors.com

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Cincinnati

Scripps Center
312 Walnut Street, Ste 1600
Cincinnati, OH 45202

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Blue Ash

Blue Ash Building
4555 Lake Forest Drive, Ste 650
Cincinnati, OH 45242

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Florence

Florence Building
7310 Turfway Road, Ste 550
Florence, KY 41042

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West Chester

Union Centre Office Park II
9078 Union Centre Blvd, Ste 350
West Chester, OH 45069

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Login to Your Generational Vault

With the Generational Vault, you never have to worry about forgetting where you put trusts, wills, powers of attorney, insurance policies, investments, medical directives, tax returns and other personal or family mementos because they are all kept in one place.