A balanced approach to asset management with your best interest in mind.
At Brown Financial Advisors, our main objective is to help our clients accomplish their evolving investment aspirations and goals in today’s complex investment marketplace. The advice and recommendations you’ll receive are custom-tailored to you, factoring in your risk tolerance, desired returns, time frame, and income specifications. With market insights and our personalized approach to asset maximization, we offer innovative solutions for our clients. Our team of professionals shares a common vision for success and customer service, and we provide investment management that caters to each specific investor.
The Benefit of Asset Maximization
Asset allocation is a management process that consists of combining various asset classes (stocks, bonds, mutual funds, and more) into a portfolio. Returns are sought from the portfolio as a whole, and not each individual security. This approach to asset allocation addresses potential risk through proper diversification while also pointing your assets toward achieving growth.
Our experience and confidence in the aforementioned process, combined with our objective-driven management, make us a fit for people who are investing for retirement income. We are also adept at focusing your assets to help create a reliable source of retirement income while mitigating volatility and targeting long-term growth.
Asset Maximization With a Fiduciary
As a fiduciary, we have an obligation to ensure the appropriate products, services, and recommendations are chosen based on the clients’ best interest. Therefore, we develop your personalized asset allocation model based on individual risk tolerance, objectives and financial needs. Our goal is to maximize your investment returns through diversification of your assets* and a disciplined investment philosophy combined with rigorous risk management.
Our main objective is to assist clients in navigating today’s complex marketplace to accomplish their investment aspirations and goals. The recommendations you’ll receive are custom-tailored to you, factoring in your risk tolerance, time frame, and income specifications.
*Diversification and asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment loss. Before investing, you should carefully read the applicable volatility disclosure for each of the underlying funds, which can be found in the current prospectus.
Our Sound Money Approach
At Brown Financial Advisors, we embrace our role as an advocate for our clients, always acting with your best interest in mind.
While many financial services professionals focus on products, our experience shows your needs are best met by focusing on processes, strategies, and most importantly, people.
We understand it can be hard to put together a retirement strategy without being able to see the whole picture. Our Sound Money Strategies integrate all aspects of your financial plan in a coordinated effort to provide on-going clarity and multi-generational wealth.
the colors of money
RED MONEY is riskier money, usually in the stock market. It can go up or down, and you’re hoping it will be there when needed, but you never really know for sure. While all investments involve risk, we utilize a Nobel Prize winning, scientific approach designed to manage risk, reduce costs, lessen volatility and enhance returns.*
YELLOW MONEY is similar to Red Money and may contain some of the same investments, but benefits from professional management which can make a big difference. Yellow Money could include a portfolio designed to generate income, control volatility, focus on growth or anything in between based on your custom retirement goals and needs.
GREEN MONEY is Safe Money that is market-linked and fully insured. You know it will be there when you need it, and you will know, at a minimum, what it is worth. Unlike red “I Hope So” Money, GREEN MONEY is “Know So” Money. It is backed and guaranteed by insurance companies and financial institutions that focus on safe investments.**
*Many of our Free Market Fund Solutions are based upon the Nobel Prize winning research of Markowitz, Sharpe and Miller.
**Guarantees are subject to the claims paying ability of the issuing insurance company.